Like most National Sporting Organisations, Australian Sailing provides whole-of-sport Personal Accident insurance coverage. Within our sport, this covers financial members of affiliated clubs, Discover Sailing Centre students and SailPass holders, primarily when participating in sailing races and training activities.
What this means for clubs:
All financial members of Australian Sailing Affiliated Clubs continue to be covered while participating in activities that are organised by the club (all types of sailing under the Racing Rules of Sailing, Powerboat navigation events, SUP/Kayaking events, Cruising events, etc)
All club office bearers (directors and committees) and volunteers are now covered on the water and on club premises i.e., race officiating, clubhouse maintenance, canteen duty etc (now includes non-member volunteers). Some clubs may no longer need a separate Volunteer Workers insurance policy as a result of this new inclusion.
All accredited Instructors, Coaches and Officials remain covered, on clearer terms.
All Discover Sailing Centre course participants continue to be covered, for up to three months from course completion.
Club members are not covered when engaged in recreational boating activities (going for an afternoon cruise, coastal journeys etc). These activities should be covered separately by the boat owners’ Marine Hull insurance.
Club members are not covered when on the club premises in a personal capacity (i.e. having a meal/ drink, working on their boat etc). Guests are no longer covered. These people should already be protected by a club’s Liability insurance, a Marine Hull policy or private health insurance (outside of any protection provided by Medicare).
Your members will not be covered when overseas
The geographic limits of coverage will now be limited to Australian Territorial Waters (up to 200 nautical miles)
Individuals will no longer be covered when traveling to or competing in overseas events
Travel coverage can be arranged for clubs and individuals for overseas events by contacting our brokers
What this means for individuals:
You are covered when racing and training/ practicing for races you are entered in
You are covered when delivering a yacht to and from a race
Travelling directly between your home and a club remains covered, but at a reduced rate
You will no longer be covered when travelling to or competing in overseas events:
The geographic limits of coverage are limited to Australian Territorial Waters (up to 200 nm)
Travel coverage can be arranged for clubs and individuals for overseas events by contacting our brokers
You are not covered when participating in any activity organised by a non-affiliated club
For further detail please visit the Australian Sailing website here
